Borrowing power calculator
How much can I borrow?
Enter your income and expenses to estimate your borrowing capacity.
How it works
1
Enter your income
Net salary and other sources.
2
Add your expenses
Living costs, loans, credit limits.
3
View your capacity
Borrowing power and repayments.
Income
$
$
$
Expenses & loan
$
$
$
%
You can borrow up to
—
Monthly
—
Fortnightly
—
Weekly
—
Gross annual income—
Annual expenses—
Net annual surplus—
Serviceability buffer (3%)—
Loan balance over time
Balance
Total paid
Results are estimates only. Lenders apply their own credit criteria. Please consult a finance broker for personalised advice.
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